Debit cards are one of the most popular payment methods worldwide. Thanks to them, you can buy in physical stores or online and pay for services, such as electricity, gas or Internet without having to carry cash. Without a doubt, it is a comfortable and safe way to pay. The only difference with cash is that you can’t tell how much you have left, at least not physically.
Fortunately, checking or checking the balance of the debit card is very easy and, in fact, you have several ways to do it, even without the number of bank accounts – savings or current – associated with the card. So if you wonder “how to know if they deposited me into my account” or “how to check my card balance” the answer may surprise you.
I want to know the balance of my debit card: how do I do it?
Previously, to check the balance of a debit card you had to go to an ATM. You also had the option – and you still have it – of going to your nearest banking agency and requesting an account cut. However, technology has advanced a lot and now you can check the balance of your accounts from your mobile phone or through a computer with Internet access.
However, debit cards, unlike credit cards, do not have a specific balance. Every time you request an account cut or make a request for a balance through the channel of your choice, you access your associated accounts. And yes, we say “accounts” because a single debit card can be linked to different bank accounts, whether checking, savings or payroll. As long as they are from the same bank – and you have requested membership – you can make transactions from any of them through your debit card.
How can I check my card balance by phone?
One of the classic ways to check the balance of the debit card is through the customer service center. You can call the phone number of the bank or the one on the back of the card. Once the representative attends you, provide the card number and answer the security questions. Your bank may have an automated service to check your balance. In this case, you must enter the debit card number, the CVV and the telephone code, which is different from the PIN.
How can I check the balance of my debit card online?
Most banks have made a portal available to their customers. Log in with your username or debit card number and your Internet password. Here you can see how much balance you have in each of the associated accounts, make bank transfers, make online payments, affiliate services and review the latest transactions. You can even check the balance of your Visa or Mastercard credit card.
Another way to check your debit card balance is by downloading the bank’s mobile app on your mobile phone or tablet. The way to log in is the same, but the system is optimized for handheld devices.
How can I check my card balance by SMS?
Some banks offer the option of activating notifications and answering inquiries via SMS. First, go -or call- the financial institution that issued the debit card and ask about this option. Thus, every time you want to check your balance, you just have to dial the number that the bank has given you and you will receive a text message with your available balance, blocked balance, overdrafts, etc.
Other frequently asked questions about balance inquiry
Some users ask frequently asked questions about specific banks and payment platforms. Let’s see the most common:
1.- How do I know the balance of my RUT account?
The RUT account is very popular in Chile. You can check the balance of your RUT account online, by mailbox or by phone at no cost. You also have the option of requesting the balance at an ATM, but each time you do so, the bank will charge you a fee of $ 100 Chilean pesos; Unless it is one of CajaVecina or BancoEstado.
2.- How do I know the balance of my Payoneer card?
Payoneer is one of the most popular services out there because it allows you to receive money in different currencies, be it euros, dollars or pounds sterling. When you register as a user, Payoneer will send you a prepaid credit card that works just like a debit card.
To check the balance, you can download the Payoneer application or go to its official website and log in. This operation is completely free. You can also request the balance at an ATM, but -in most cases- the fee is over USD $ 1.
3.- How can I check my balance in Banreservas online?
Banreservas allows you to check the balance of your accounts at any time of the day through its official website. The Dominican Republic headquarters has also provided a telephone service channel. To request the balance, you just have to dial *960# on your phone and press the call button. This service is only available to users with Viva, Claro and Orange lines.