Does a financial aid loan repayment count as income?

College students in the US must report their income on a variety of documents, from their tax returns or next year’s financial aid applications to those they use to rent an apartment or apply for a credit card. Whether or not to include your student loan, which is financial aid for your education, as income … Read more

How to get a loan to build a garage

Getting the money you need to build homes in the United States, such as your garage or your house, can be complicated. It depends on how much your home is worth, your income level, and your credit score, in addition to other factors. Although there is no loan to build specifically for a garage as … Read more

What does MM YY Mean


What is MM/YY The abbreviation MM / YY corresponds to the expiration date of the credit or debit card with which you are going to make the payment of your order; You will find it on the front of the card after the inscription “Valid until”. The term ” MM ” means the two-digit representation … Read more

Venal Value – Definition, what it is and concept


The venal value of a product is the estimate for the price of a good at a given time and taking into account its valuation in the second-hand market. In practice, it is generally understood that the venal value is identified with the value attainable in the market for a good sold in the second-hand … Read more

Thanksgiving: How expensive will Americans pay for dinner?

The best way to achieve some savings for Thanksgiving dinner is to shop ahead for groceries or, if you choose, to go out to a restaurant. Once a year, Americans have time to reflect, to be thankful for what they have lived, to remember, to long for those who are not here, to spend time … Read more

How to send money from the United States to Mexico through Elektra?

Sending money from the United States to Mexico to be claimed by Elektra is possible through money providers that have an agreement with Elektra, such as: MoneyGram, Western Union, Remitly, Xoom and World Remit. We recommend using Remitly as a provider for your Elektra money transfers because it has better fees, an easy-to-use platform, and … Read more

How to buy a house with bad credit and no down payment

Home ownership is an American dream. But some people do not have the opportunity to achieve this goal. Many people cannot qualify for a home loan because they have bad credit, no credit history, or little cash. However, there are ways to get a no down payment mortgage with less than perfect credit. The key … Read more

Real Check vs Fake Check

The issuance of false checks is a modality that is becoming more common these days. The individuals or organizations that carry out this type of act are improving their methodologies and the quality of the checks they circulate. However, you can spot counterfeits if you pay careful attention when receiving a non-cash payment. You need … Read more

How to check my debit card balance?

Check my debit card balance

It is essential to know how much money you have on your debit card and how much of the total balance is available to spend. In addition, checking your debit card balance frequently helps you maintain good management of your finances, as well as detect potential problems (such as fraud or errors) before they get … Read more

The 4 Best Places to Get Money Orders in the United States

Get Money Order

Where to get money orders as one of the safest methods to send money. Money Orders or money orders have a long history in the United States, exactly since 1863 and were made by the postal service, at the time it was a safe way to send cash according to the history reviewed by the … Read more

How long does it take after depositing money to withdraw it from the account?

Although the computer age and technological advances have increased the response speed of certain processes, paradoxically, some commercial transactions, especially banking, seem to be carried out manually because they are carried out in an excessively long waiting time. In this sense, it is almost normal for banking institutions to inform you that the money traded … Read more

What can void a promissory note?

As long as a promissory note is valid, the borrower is responsible for repaying the loan as agreed. However, there are certain provisions that can cause the promissory note to void and prevent it. It is important as a lender to follow the necessary policies and procedures to ensure that the promissory note is, in … Read more

What are CVV2 and CVC2 numbers?


CVV2/CVC2/CID is a security feature for transactions where your credit card is not physically present. It is a three or four digit value which provides our payment system with a check of your credit card’s authenticity. The terms are generally used interchangeably. CVV2 stands for “Card Verification Value 2”, CVC2 stands for “Card Validation Code … Read more

What does payable on demand mean?

The term “payable on demand” is typically associated with promissory notes. This term means that a debt must be paid by the person who owes it, to the person to whom it is owed, when requested. Obligations payable on demand can be used with any type of debt that does not have a defined due … Read more

Mortgage Moratorium – What is it, definition and concept

A mortgage moratorium is an offer by the bank to a customer to defer mortgage payments for a specified period of time. The moratorium is always subject to a series of circumstances that affect the client’s ability to pay. A mortgage moratorium is an offer a bank makes to a customer, in which he is … Read more

How long is bankruptcy?

One of the big questions employers often ask when filing for bankruptcy is how long or how long. The process can be tedious and impertinent, especially for those who expect to collect something from it. For this reason, we are going to clear up the doubt about how long this time can be, so you … Read more