The issuance of false checks is a modality that is becoming more common these days. The individuals or organizations that carry out this type of act are improving their methodologies and the quality of the checks they circulate. However, you can spot counterfeits if you pay careful attention when receiving a non-cash payment. You need to take precautions so you don’t fall victim to a financial scam.
Look closely and pay particular attention to the edges of the check. Generally, the edges of the paper have one or more perforations. If you receive a check that does not have or does not have at least one hole, it is most likely fake and was printed on a personal computer.
Look for a bank logo. All checks have, by way of identification, the name or insignia of the bank for which they were issued. If you have a check on which you can’t see any logo, it’s blurred, the name of the bank is not clear to the naked eye, or it’s poorly delimited, it’s probably fake.
Make sure the address of the issuing bank is included on the check. If you can’t find the street name and a number, the postal code is wrong, and you can only see a post office box, contact the bank to verify the details before receiving the check to make sure it’s not fake.
Look at the serial number. All checks have a number through which they can be traced or verified. You should find it in the upper right corner of the paper. If it does not exist or does not match the number found in the magnetic ink line at the bottom of the check, it is not legitimate.