How much does a cashier’s check cost at Wells Fargo?

A cashier’s check is used so that you can make a more secure transaction, with this you assure the beneficiary that you have sufficient funds to make the payment.

If you want to make a large money transfer, then what you need is a cashier’s check. These are granted by banks or financial institutions, usually under the name of their client. They are safer than personal checks. And it’s one of the services Wells Fargo offers.

Wells Fargo is among the top five banks in the United States. The difference of a cashier’s check, versus personal checks, is that the funds are drawn from a bank and not from your checking account, this, in order to ensure the funds, then there will be no problem of bounce.

How to buy a Wells Fargo cashier’s check

Customers can apply directly at a bank branch. The first thing the bank will do is verify if you have enough funds in your account to cover the cost of the cashier’s check, and if you don’t have them, then it will ask you to make a prior deposit, until you manage to cover the amount for which you want the cashier’s check.

It is a way to give people more security that they will be able to collect the money you are giving them. For example, it is often used for large transactions, such as a down payment on a home.

Once it is verified that you comply with the amount, then the bank withdraws the determined amount from your personal bank account and then deposits it in your account, that is, in the bank. And from there he issues the cashier’s check.

How much does a cashier’s check cost at Wells Fargo?

At Wells Fargo a cashier’s check costs $10. If you do not want to go to a branch and want to make the transaction online, then you will have to pay an extra $8 dollars to the $10 dollars that the cashier’s check already costs you in the branch. These $8 dollars are the payment for home delivery.

In fact, at most major US banks a cashier’s check is priced at $10, except at Bank of America, where a cashier’s check costs $15 per issue.