How to write a check correctly?

Although it is not one of the most common payment methods today, the check is still used to carry out transactions of higher amounts, as is the case of paying the initial down payment on a house, for example. Because it is still a way to deal with large amounts, we teach you how to … Read more

What is a HELOC and how does it work?

What is a HELOC

A Home Equity Line Of Credit (HELOC) is a home equity loan that allows homeowners to borrow money against the equity they have repaid. HELOCs can offer lending flexibility but have limitations. They also carry the risk of foreclosure and can require a lot of discipline. Whether you need to update your kitchen or fix … Read more

Closing a bank account could affect your credit: how to avoid it

Closing a bank account shouldnot affect your credit score

According to the Consumer Financial Protection Bureau, your bank account information is not included in your credit reports, however, if you are not careful, closing it improperly could affect your score. In general, closing a bank account does not affect your credit score. However, if you do not take care of certain details, it is … Read more

How do I stop automatic payments from my US bank account?

Stop automatic payments from your bank account

We know that there are automatic charges that, more than helping, what they do is empty your bank account. Therefore, at TakeCareOfMoney we explain what you should do if you want to cancel automatic payments from your bank account in the US, and what you should do if a company withdraws funds from your account … Read more

Sign up for Bank of America Online Banking

When you own a business, you don’t always have time to visit the bank. With Bank of America Online Banking, you can view your checking and savings accounts, view past statements, and use the bill pay feature. To sign in to your account, you must first sign up for online banking. Bank of America will … Read more

What is SafePass?

SafePass Theft Protection Bank of America provides an extra degree of security for Bank of America customers using Online Banking. SafePass uses your cell phone or a special pocket card to verify your identity before completing certain online transactions. SafePass complements Bank of America’s SiteKey technology to prevent unauthorized access to your bank accounts through … Read more

What are the pros and cons of a conventional loan

A conventional loan is one that does not have government ties such as those offered with the support of the Department of Veterans Affairs or the Federal Housing Authority. There are two types of conventional loans that include a secured loan, which means that one has a collateral loan without a guarantee or signature and … Read more

How do I change my Primary Address on Bank of America?

Bank of America branches

If you use Bank of America and change the location of your business, you can update the address through the company’s website. This will ensure that any statements or other financial documents reach you at the new location on time. In addition to updating your address, order checks with your new company address to avoid … Read more

Is Wells Fargo Open Today?

Wells Fargo Open Today

Is Wells Fargo Open Today? This is a more frequent question than you might imagine, and it is that if you want to carry out any procedure at this bank, it is really important that you know if it is open to the public. In this way, you can avoid a pointless trip and a … Read more

How long does direct deposit take to transfer to US banks?

Time at which a direct deposit is made

Direct deposit is the fastest bank transfer out there. The times from one institution to another can be variable, in Takecareofmoney we are going to tell you. Direct deposit is the fastest transfer that can be done in banking. The times may vary according to the financial institution that is participating and the type of … Read more

Bank of America Customer Service: How to Chat with an Agent

Bank of America Customer Service

If what you want is to contact a Bank of America agent, at Takecareofmoney we will tell you what the steps to follow are: Bank of America is one of the best positioned banks in the United States . Its popularity and brand is felt in any region where financial movements are needed. So staying … Read more

How much does a cashier’s check cost at Wells Fargo?

cashiers check cost

A cashier’s check is used so that you can make a more secure transaction, with this you assure the beneficiary that you have sufficient funds to make the payment. If you want to make a large money transfer, then what you need is a cashier’s check. These are granted by banks or financial institutions, usually … Read more

How bank overdraft fees work in the US

Overdraft fees work in the US

Making transactions without funds can be very expensive, banks will charge you a fee for each failed transaction. So you must be very alert If you have little money, you have to be clear about it and know how to use the amount in your favor, and most importantly, avoid overdraft fees. These are activated … Read more

CFPB guide to overdraft fees: what it’s all about

CFPB overdraft fees

According to information from the White House, overdraft and insufficient funds fees left a $15.5 billion spill for banks in 2019 If you have ever paid overdraft fees, and moreover, it has happened to you several times, those days may come to an end, after President Joe Biden announced that extra fees will be eliminated … Read more

Best places to get money orders near me

Money orders or money orders are widely used in the United States. They work similar to personal checks, but they are not linked to your bank account. They are issued in the name of a beneficiary and are paid in advance so that the beneficiary has the guarantee that the necessary funds are available. Money … Read more

How to find ATMs that do not charge you extra fees in the US

So that an ATM does not charge you any extra charges, you must use the one of your financial institution or one that is part of the network. Although people can spend in most places with a card, either credit or debit, there are certain places that do or do need to be loaded with … Read more

Having an online bank account is a good idea in the United States, except for cash deposits

Although online banks continue to gain ground in the preferences of American consumers, especially because they have greater advantages, traditional banks beat them in one fundamental respect. Online banks have come to revolutionize what a bank should offer you. Convenience, high yields on savings accounts, cheaper commissions, among other aspects, have made many consumers prefer … Read more

How to communicate with TD Bank

TD Bank is one of the banks that offers to serve you in several languages, in addition to English, and one of them is Spanish. We tell you how you can contact them in this way. TD Bank is a national bank of the United States, whose subsidiary is the multinational TD Banck Group. Its … Read more

SWIFT Code: What is it? What is it for?

If you have or manage a company, you will know that bank codes are a really important factor, especially for people and employees who work in financial or administrative departments, since they use them on a daily basis in their operations. In the case of SMEs, they often do not have a professional department or … Read more

What is CCC, and what is it used for?

The customer account code (CCC) is an unrepeatable twenty-digit number that is assigned to savings accounts, current accounts and other financial products, individually. Código Cuenta Cliente (CCC) is a unique account code used by Spanish banks to identify their customers. It is the DNI of the bank account and is used by the rest of … Read more

Differences between transfer and bank transfer

The movements of money between accounts are one of the most common and requested operations in banking entities. And in a field as specialized as banking, it is very common to use different terms as synonyms when in fact they are not. This is what happens with transfer and bank transfer . Do you want … Read more

Which banks in Mexico have branches in the United States

Santander is a Spanish bank that has branches in Mexico and the United States

Are you a Mexican who plans to go to the United States for a long time? This information will interest you so that you know which bank account to open before traveling and carry your money with you. Suppose you are Mexican who has money that you would like to “cross” the border easily and … Read more

America’s Top 5 National Banks

United States has a diverse range of safe banks where you can put your money

Their strength in assets, number of branches and types of products are some of the characteristics that make some banks better than others. We show you the 5 best national companies in the US. Your money is one of the most important possessions of your entire life. Regardless of the amount, every penny you have … Read more