What is boat insurance?
A boat policy that you and your boat fail to liability and damage in the event of an accident, insures. The types and amount of coverage that you receive with depends on the specific boat policy you buy.
Is not my boat Covered Under My Car or the Policy of the owner of a House
Usually, cars or home insurance do not provide you with the right coverage on your boat or jet ski. Most homeowner policies have size restrictions, as well as power limitations, and damage coverage. Exact coverage limits vary by state, subscription company, and contract. The most important thing to remember is that if you do not have a separate boat insurance policy, you are usually insufficient.
What does boat insurance cover?
Boat insurance needs vary depending on the type of boat. Here typical hay some coverings:
For you and your boat:
- The damage of an SUS ships: hull, sails, machinery, furniture, engine and trailer
- Only the Responsibility
- The New Ship Replacement
- Agreed helmet value
- Actual Effective Value
- Fuel spill responsibility
- Medical Payments
- The Coverage of Rescue and Removal of Remains
- Damage To Another Ship
- Damage to Others: effects caused by the boat
- Bodily injury / death of another person
Optional Insurance Coverage:
- Chain trailer options, In and Out of Water
- deductibles disappearing
- SUS Personal Property Coverage
- The coverage of your fishing equipment
- Coverage Damages contraindications to You Caused by an uninsured navigator
- Hurricane Transport a cape
- / Ice ice Coverage
Boat insurance discounts
Every dollar counts.
- Multiple discount of Current Policies for GEICO Car Insured
- navigation area
- Good Driving Record
- UN approved boat safety course
The above is understood as general information and as descriptions of the general policies to help you understand the different types of coverages. These descriptions do not refer to any specific insurance contract and not to modify the definitions, exclusions or any other provision expressly indicated in any insurance contract. We encourage you to talk to the insurance representative and read your policy contract to fully understand your coverage.