How to get the most out of the Starbucks credit card

Some useful suggestions for lovers of coffee and products from this store.

If you have a daily habit of consuming at Starbucks, you may be interested in the Starbucks Rewards Visa card, offered through Chase and which allows cardholders to use it outside of the coffee chain to earn stars redeemable for drinks, food and designer products.

This Starbucks credit card rewards review takes a closer look at the benefits it offers card holders. Here’s what you’ll get: rewards, sign-up bonuses, retail protections, travel protections, credit score needed, and more.

According to GoBankingRates, like other brand cards, the Starbucks Rewards Visa Credit Card is designed for people who are fans of the brand. Their annual fee is $49 dollars. When you use it you earn stars for every dollar you spend. 1 star for every $2 spent at grocery stores or for local transit, internet, cable, and phone services, 3 stars for every $1 spent at Starbucks stores.

Plus 1 star for every $4 spent at all other stores, you can redeem at Starbucks for benefits like perks on your drink and free food or drinks. You also receive eight Barista Picks each year, a handpicked selection of food and drink favorites.

25 stars can be redeemed for added espresso or syrup, 50 stars can be redeemed for a hot coffee, tea or baked item, with 150 stars you can win a craft drink, breakfast sandwich, oatmeal or parfait, 200 stars entitles you to a lunch sandwich, protein box or salad and 400 stars to select official Starbucks merchandise.

As a thank you for signing up, new cardholders receive 6,500 bonus stars. This is enough to exchange for 30+ free lunches, 40+ breakfast sandwiches, or 100+ free cups of coffee. Use the Visa card to add money to your Starbucks account, and you can earn an additional 300 stars as a one-time bonus. That’s enough for two Frappuccinos.

To claim the aforementioned plastic, you first need a Starbucks Rewards account. You can register through the program website. If you are already a member of the rewards program, your account will be linked to the new credit card when approved. You must enter your name, email address and date of birth to join the program. After you enroll in the Starbucks rewards program, you will be directed to the application for the Visa credit card issued through Chase.