Key Detail Information Incident Type Phishing scam (NOT a cyber-attack or hacking) Total Stolen £47 million Accounts Affected 100,000 individual PAYE taxpayer accounts Financial Loss to Users None – HMRC confirms individuals will not lose any money Timeframe Scam began in 2023, revealed to MPs in June 2025 Organisations Involved HM Revenue and Customs (HMRC), … Read more
In June 2025, nearly 69 million Americans are scheduled to receive their monthly Social Security or Supplemental Security Income (SSI) benefits. These payments are crucial for retirees, disabled individuals, and low-income recipients. Here’s everything you need to know about payment dates, changes to SSI disbursement, and how to budget effectively this month. Who Receives Social … Read more
Toilet paper has been a household staple for over a century, but that may change soon. With increasing concerns about sustainability, hygiene, and cost-efficiency, people are exploring better alternatives. Here’s everything you need to know. Why Are People Moving Away from Toilet Paper? Reason Details Environmental Impact Deforestation, water pollution, and high carbon emissions during … Read more
Now that the 2024 tax filing deadline has passed, millions of Americans are asking: When will my tax refund arrive? If you’re eligible for a refund — especially the average refund of around $3,000 — here’s everything you need to know about the IRS refund schedule, eligibility, and how to track your payment. IRS Refund … Read more
What Is Peer-to-Peer Lending (P2P)? A Complete Guide Peer-to-peer (P2P) lending is revolutionizing how people borrow and lend money. It allows individuals to secure loans directly from other people, cutting out traditional financial institutions like banks. This lending model connects borrowers with lenders via online platforms, enabling faster, more flexible transactions. Unlike bank loans, P2P … Read more
Effective Strategies to Pay Off Student Loans Faster Without Earning Extra Income Student loans can feel like an overwhelming burden, especially when you’re trying to manage them on a tight budget. If you don’t have extra income coming in, paying off your student loans quickly may seem impossible. However, there are practical strategies you can … Read more
Financial Planning for Couples Without Kids: Strategies for a Secure and Fulfilling Future More and more couples are opting to live without children for a variety of reasons—personal, financial, or even environmental. For couples who choose not to have children, the approach to financial planning can look quite different from those with kids. Without the … Read more
Key Takeaways Track your expenses: Keep accurate records of all your business-related expenses to make sure you can claim all available deductions. Know what you can deduct: Familiarize yourself with the common deductions to reduce your taxable income and save money. Use professional help: Consider working with an accountant or tax professional to maximize your … Read more
Introduction: The Perfect Side Hustles for Introverts Introverts, rejoice! The digital age has opened up countless opportunities for introverts to thrive and build profitable side hustles—all without needing to step out of their comfort zone or engage in excessive social interactions. Whether you’re a shy person who enjoys working alone, or someone who simply needs … Read more
Introduction: Enjoy Your Free Time Without Breaking the Bank When it comes to hobbies, you don’t have to spend a fortune to have fun. Whether you’re seeking a creative outlet, a fitness activity, or a way to socialize, there are countless low-cost alternatives that can keep you entertained and engaged. This guide highlights 50 affordable … Read more
Effective Ways to Cut Grocery Costs and Keep Meal Quality High Grocery shopping can be one of the largest household expenses, especially with rising food prices. However, reducing grocery costs doesn’t necessarily mean sacrificing quality. There are several strategies to help you save money while still getting the nutritious and delicious food your family deserves. … Read more
Living frugally doesn’t mean sacrificing your lifestyle—it’s about making intentional choices to stretch your dollars further. For families, especially those with kids, managing finances can sometimes feel overwhelming. But by implementing a few frugal living tips into your everyday routine, you’ll notice how small changes add up over time, leading to bigger savings! In this … Read more
Cryptocurrency is transforming the financial landscape, offering innovative ways to transact, invest, and store value. But how does cryptocurrency work, and what do beginners need to know? This guide will explain everything you need to understand to get started. What is Cryptocurrency? Cryptocurrency is digital money that operates outside the control of any central bank … Read more
Don’t let economic uncertainty throw your financial goals off course. Learn what you can do today to feel more prepared and in control of your finances. Key Takeaways for Managing Your Money in a Recession 1. Revisit Your Budget Review your spending and cut back on unnecessary costs. A well-planned budget will help you prioritize … Read more
What is an Emergency Fund? An emergency fund for young adults is a dedicated savings reserve that is meant to cover unexpected expenses or financial emergencies. These can include sudden car repairs, medical bills, unexpected job loss, or urgent home repairs. Having an emergency fund ensures that you’re financially prepared for life’s unpredictable moments. Why … Read more
Utility bills—whether they’re for electricity, water, heating, or cooling—can be a major strain on household budgets, especially during peak seasons. With costs constantly rising, finding ways to save money on utility bills is essential for many households. If you’re looking to cut down on expenses without sacrificing comfort, there are several simple yet effective strategies … Read more
To get started on how to search for Section 8 apartment listings, you first need to know that Section 8 of the US housing law is a federally funded program, which is intended to provide assistance to millions of low-income people. Not all landlords are required to participate in the Section 8 apartment program. Sometimes … Read more
According to the Center on Budget and Policy Priorities (CBPP), in 2021 the Supplemental Nutrition Assistance Program (SNAP) helped an average of more than 41 million low-income people in the United States United so that each month they could pay the cost of nutritious food. The US Department of Agriculture (USDA) administers the SNAP program, … Read more
In addition to offering help, the Internal Revenue Service (IRS) has several hotlines in various languages for taxpayers who are not fluent in English. IRS Customer Care Number The service number for the United States Internal Revenue Service (IRS) is 800-829-1040. Lines are open Monday through Friday from 7:00 am to 7:00 pm, depending on … Read more
The offer of applications such as Zelle and Paypal to transfer money increases every day and with this offer the number of users who seek solutions to their daily financial needs has grown. In recent decades, the traditional financial services offered by banks in the United States have been forced to evolve driven by technology. … Read more
Although you can move any amount from the United States to Mexico, there is a limit to how much cash you can move between countries without declaring; If you exceed it, it is necessary that you declare it at the customs of the destination country. There are many Mexicans who live in the United States, … Read more
The Covid-19 pandemic helped a large number of people save: the fact of remaining confined and without access to various sources of entertainment meant that they were able to send extra dollars to their bank accounts. Having savings is always a good decision, although the reality is that a large majority cannot allocate their money … Read more
There are several government-supported non-profit organizations and institutions that offer free food near you. Low-income people in the United States have several alternatives. In the United States, the most needy people have at their disposal several alternatives to improve and guarantee their food for free or at a low cost. These alternatives come both from … Read more
Close to 5 million Colombians reside abroad, so how to send money to Colombia is a necessity and a common and growing practice. According to figures from the Bank of the Republic of Colombia in 2018, remittance payments were received in that country in the order of 5.6 billion dollars. The largest amount of money … Read more
Interest is defined as the cost of borrowing money, such as interest charged on the balance of a loan. But not only that, because when you talk about interest, you may also be referring to the rates that a bank pays the investor for the money that he has deposited in his financial institution. Did … Read more
Texas is a state that is characterized by being an area where a significant number of Latinos have settled. The federal minimum wage in the United States is $7.25 per hour. Although it is a low amount, which has been criticized for some time, the truth is that each state has the opportunity, based on … Read more
Although federal aid for the pandemic has ended, a variety of states that have decided to distribute their own stimulus checks. While all indications are that the federal government will no longer send stimulus checks related to the COVID-19 pandemic, there are some states that have approved or are considering sending payments. And it is … Read more
According to a survey conducted by Lawyers.com, on average a divorce in Texas can cost $15,600, with only $12,400 for attorneys’ fees. This figure is 22% higher than the national average of $12,800 considering $10,100 in attorneys’ fees. What is the hourly rate that Texas divorce lawyers charge? The average hourly rate for divorce lawyers … Read more
Checks are a necessary financial tool of modern life. Although electronic alternatives exist today, checks are still useful for sending payments by mail or keeping track of payments made. In addition, they are one of the most common payment methods when renting an apartment, paying fees or buying a vehicle. If you want to learn … Read more
Cryptocurrencies are definitely here to stay. And proof of this, is that developed countries like Sweden, where the government regulatory and supervisory body of the Swedish Financial Supervisory Authority has legitimized the fast-growing industry by publicly proclaiming Bitcoin and other digital currencies as a means of payment. And on a par with Sweden, we can … Read more