Table of Contents
Chase is one of the most recognized banks in the United States
If you live in the United States, even if you are a foreigner, it is essential that you have a bank account. A checking account makes it easy to pay bills, keep accurate financial records, provide proof of payment, and keep your money safe while you access it. Chase Bank is a popular bank in the country where you can have various account options depending on your needs.
The great advantage today is that you can enter the Chase portal and open an account online without having to go to a branch. The documents you would need both online and in branch are:
- Social Security number
- Driver’s license or state issued ID
- Contact information: name, address, email address, phone number
- Money for an initial deposit
Also, within the portal, you will have to enter your zip code and indicate if you are starting a new application or if you are completing a previous application that you have previously saved (when you enter the online system, you have the option to save what you would have filled out of your profile to continue later; it is not necessary to complete the process all at once). It’s also possible that if you grabbed a promotion, you can enter the coupon code, then point out if you’re a new customer or with an existing Chase product.
According to GOBankingRates, you will also have to answer questions about your citizenship. You will also need to share details about your employment, income, assets, and liabilities.
Types of Chase Checking Accounts
This bank has several checking account options, here we show you the most popular:
1. Chase Total Checking
To open this account you only need to deposit $25 dollars. It has a monthly fee of $12 dollars that you can avoid if you maintain a daily balance of $1,500 dollars or $5,000, on average among all the accounts you have with the bank. You can get money at any of the Chase ATMs. If you withdraw cash at an out-of-network ATM, then you will be charged a fee of $2.5 plus any ATM-owning bank fees; and a $5 fee for withdrawals at non-Chase ATMs outside the country.
2. Chase Premier Plus
You get all the benefits of Chase Total Checking accounts with the bonus of a 0.01% return. It has a fee of $25 dollars that you can avoid as long as you maintain an average daily balance of $15,000 dollars in combination of all the accounts you have with the bank. You can also have cash at ATMs that do not belong to your own chain for up to 4 transactions. You can open this account with a minimum deposit of $25 dollars.
3. Chase College Checking
It is a current account designed for university students between 17 and 24 years old. You open it with a minimum deposit of $25 dollars. While the holder is studying at the university no monthly fee is charged. After that, you are charged a $6 per month fee if you don’t meet the $5,000 daily minimum balance requirement.
For more information, you can check the chase.com website or call 1-800-935-9935.