A stock index is a benchmark index that is formed with a set of securities listed on a stock exchange. Indices are created with baskets of individual, listed securities, which are called “constituent stocks of the index.” It is very useful to be able to analyze the price variations of several companies at a glance. … Read more
An investment fund or mutual fund is a collective investment institutions (CII) that collects money in the form of contributions to invest jointly. An investment fund, by joining as a single entity, pursues a very simple objective: to achieve a higher return than to invest separately. It should be mentioned that it is generally intended … Read more
A swap is a financial derivative by which two parties agree to exchange, during a specified period, two financial flows (income and payments) of interest in the same currency (interest rate swap) or in a different currency (exchange rate swap). on a certain nominal and specifying an expiration date. Swaps are negotiated bilaterally by each … Read more
A financial asset is a financial instrument that gives its buyer the right to receive future income from the seller. That is, it is a right on the real assets of the issuer and the cash they generate. Unlike tangible assets (a car or a house for example), financial assets do not usually have a … Read more
A warrant is a financial derivative, issued OTC (over the counter), which gives its buyer the right to buy (Warrant call) or sell (Warrant put) a certain financial asset (underlying asset), within a specified period and at a price. previously stipulated (exercise price) in exchange for the payment of a premium. A warrant is very … Read more
It is increasingly fashionable to invest in these types of financial products. We will explain in a simple way and with an example how warrants work. The warrants, is a financial derivative that gives the buyer the right to buy a given financial asset ( underlying asset ) to the issuer of the warrant, a … Read more
Although we could classify warrants as a type of financial option, they have certain characteristics that differentiate them. It is very important to know the differences between the two. To do this, we will see the similarities and differences between warrants and options. Both options and warrants are financial derivatives. The two financial derivatives grant … Read more
A financial option is a financial derivative that involves a contract to buy or sell an underlying asset, which grants the buyer the right to buy or sell the underlying asset agreed in a previously agreed future, depending on whether it is a call option or option selling. The main characteristics of an option are … Read more
In our dictionary we can see what financial options are, and how they differ from warrants. In short, they are a premium paid for the right to secure a future price of another asset ( underlying asset ), either to buy or sell it. In this post we will explain the parts involved, the types … Read more
Financial markets is a space that can be physical or virtual, through which financial assets are exchanged between economic agents and in which the prices of said assets are defined. Financial markets make up a space whose objective is to channel the savings of families and companies to investment. In such a way that people … Read more
A financial future is a financial derivative, characterized by being an agreement whereby two investors agree today to buy or sell an asset (called the underlying asset ) in the future. In the operation the basic conditions of the operation are established, among them fundamentally the price. An investor can be in two positions when … Read more
An underlying asset is that financial asset on which financial contracts fall, that is, the reference value of certain financial derivatives. As we know, in finance there are products such as futures, options, warrants, swaps and other products that are not assets in themselves, but depend on the price, evolution and price of another specific … Read more
A financial derivative is a financial asset whose value is derived from changes in another asset, called the underlying asset. The financial derivative originates from the underlying asset. That is the asset that generates it. For example, the financial future on gold. The financial future is the financial instrument, while gold is the underlying asset. … Read more
A conventional loan is one that has no government ties such as those offered with the support of the Department of Veterans Affairs or the Federal Housing Authority. There are two types of conventional loans that include a secured loan, which means that one has an unsecured collateral loan or signature and one that is … Read more
Companies must produce a series of financial statements to provide information on their activities, net worth and viability. There are three main financial statements maintained by companies and each one plays a different role. Investors, lenders and shareholders are interested in the financial statements, as are the owners and members of the administration. Balance The … Read more
Although it has been said that money is the root of all evil, it is a necessary evil when you are starting your own business. In fact, one of the most crucial decisions you will have to make when starting your new adventure is how much money you will need for the initial and operational … Read more
Banks, people, shareholders and other stakeholders base their decisions to invest in a business on their ability to generate profits and maintain stability. Financial statements are essential to evaluate the management of a firm of assets, liabilities, income and expenses. The balance sheet and the income statement are examples of revised financial statements before making … Read more
The financial statements of a company provide various financial information that investors and creditors use to evaluate the financial performance of a company. The financial statements are also important for the administrators of a company, because through the publication of the financial statements, the administration can communicate with external stakeholders about its performance and operation … Read more
In this article, we explain everything you need to know about the bank reconciliation process: what it is, why it is important, how to audit it, etc. And, in addition, we show you an example of reconciliation of bank accounts carried out manually. Table of Content: 1. Financial control in the company 2. What is … Read more
What are they? What is its purpose? How many there are? The basic financial statements are the different documents that the company must prepare at the end of the accounting year, in order to know the financial situation and the economic results obtained in the activities of the company over a period. The economic and … Read more
Benefits of Having GEICO Car Insurance Coverage GEICO makes a lot of online businesses They offer many different discounts They offer various different lines of insurance coverage It is a car insurance company famous of its commercials that include a talking gecko lizard. While searching for car insurance, there are many companies to choose from. … Read more
Why choose GEICO Auto Insurance Coverage in Arizona Arizona drivers know the road’s characteristic, dangers, sudden dust storms that reduce visibility and sudden floods that make dangerous roads during the monsoon season. But just like any other state, having the right car insurance coverage in Arizona is very important. The state of Arizona requires that … Read more
GEICO vs. Allstate Car Insurance Car insurance comparison looks pretty easy. You get a quote from the couple of different companies and then see who has the cheapest car insurance, right? Incorrect. If everything compares itself to the mas of the car insurance companies, then you may have some problems along the way. Do you … Read more
Did you know that the expression, raining like dogs and cats, originated in europe in the early 1500s to describe the high cost of veterinarian bills? Even the historians have not confirmed the accuracy of this statement they have confirmed that the Geico insurance agency can help you obtain coverage from nose to tail to … Read more
Maybe your car has seen more of your grandfather’s Presidential Elections, or it could have been one of the cruise cars in the American Graffiti movie. Or maybe it was sent to you from a small factory abroad in a city that most people can’t pronounce. Any way, a classic car, old motorcycle or Vietnam … Read more
What is boat insurance? A boat policy that you and your boat fail to liability and damage in the event of an accident, insures. The types and amount of coverage that you receive with depends on the specific boat policy you buy. Is not my boat Covered Under My Car or the Policy of the … Read more
Solid and benefits policy coverage Geico does stand out for its large selection of policy coverage options, including all types of standard coverage and a large number of complement options. Standard policy options include bodily injury and property damage liability coverage and protection against property damage of uninsured motorists. You can also opt for emergency … Read more
The months from May to October mark the time of harvest of all kinds of products from the field and that is when we can find more tractors while driving. It is also the time of the year when these large and slow agricultural vehicles are more exposed to suffer a road accident. Therefore, today … Read more
Tractors are not the only vehicles used in agricultural tasks that need insurance. A good part of the agricultural machinery used in agricultural and livestock farms must be insured. We talk about agricultural vehicles that, in addition to developing tasks in the field, have the obligation to have Insurance to be able to circulate with … Read more
When choosing the best Automobile Insurance, different factors must be taken into account to achieve adequate protection and not end up spending more money from the account. The insurance offer is very large and, frequently, we find promotions that, on occasion, lower the price of the policy at the cost of lowering the insurance coverage. … Read more