By making an in-person appointment, you will be able to discuss everything related to day-to-day operations, investments, mortgage loans, and even business loans. At Takecareofmoney we explain how to schedule an appointment at one of the thousands of Bank of America branches. When it comes to financial institutions, there is no question: Bank of America … Read more
Credit cards often have high interest rates, but there are ways you can easily lower them, especially to pay less money on your debts. A good part of the fact that there are many people who shy away from credit cards or, those who do have, end up in uncontrollable debt has to do with … Read more
Experian, Equifax, and TransUnion are the top three companies in the US that calculate credit scores, and they use a secret formula to get it. The credit score says a lot about you, how you manage your economy, your finances and how fit you are to acquire new commitments. It is your cover letter to … Read more
At Takecareofmoney we explain the benefits of the Oportun Cash Back Visa, a card that offers good rewards. We also explain how to request it and, most importantly, how to use it correctly. Oportun credit cards have a particular characteristic that differentiates them in the market of financial plastics in the United States: they do … Read more
There are credit cards in the United States that have very easy requirements to meet, since some do not carry out credit checks or require a bank account. For many consumers, it is essential to obtain a credit card in order to begin building their credit history and credit score in the United States. However, … Read more
At Takecareofmoney we tell you how to recognize scams from an individual or a company that promises to repair your credit score in the US. Remember that, on many occasions, what these companies will do is something you can do yourself. Currently, people with a credit score of 670 points or less are considered to … Read more
Know your interests, annual charges and other details that will make you make the right purchase. Buying and saving are two things that we always look for in all establishments, and more so when it is required to use a credit card in department stores, since in these difficult times money must be well managed … Read more
Some useful suggestions for lovers of coffee and products from this store. If you have a daily habit of consuming at Starbucks, you may be interested in the Starbucks Rewards Visa card, offered through Chase and which allows cardholders to use it outside of the coffee chain to earn stars redeemable for drinks, food and … Read more
An option that does not check your credit history or with low annuities are the best. The United States is the country of great economic opportunities and this is reflected in its stimulating use of credit cards among citizens. In the United States, 83% of people between the ages of 30 and 49 own at … Read more
Maybe you have never been, but it is an establishment with low costs and innumerable discounts to its members. People who choose to buy a wholesale store membership know that the price of the card will be well worth the discounts they will find, so now we will tell you what Costco is, how this … Read more
Prepaid credit cards in the United States are an excellent option to build your credit score and control your spending on a budget. Prepaid credit cards in the United States are mainly characterized by the cash deposit associated with them: customers who have them must constantly recharge them in order to use them. Thanks to … Read more
For those who are constantly around the world, whether for work or pleasure, travel credit cards are the best alternative to save and improve their travel experience due to the rewards that derive from their use. Of all the financial products that exist, credit cards for travel represent one of the most versatile and convenient … Read more
Clear your doubts and avoid expensive surcharges. There are people who do not understand that credit cards are not an extension of their money but a loan for which interest must be paid. That’s what financial institutions call the APR, or the annual percentage rate. The money you get from cards or loans is not … Read more
These cards have a promotion of several months and other benefits. The 0% annual percentage rate (APR), a promotion offered by some credit cards during the first months, can be a great opportunity to obtain one, although you require a high credit score. These are the 5 credit cards that have no interest for at … Read more
We present the advantages and disadvantages of each of these ways of paying. To pay for a purchase you can do it through three ways: credit, debit or cash. However, each of them has its advantages and disadvantages that must be known to effectively use your money and protect it. Use of the debit card … Read more
If you need money you should know which companies have the lowest interest rates. Either because you need an emergency or because you want to do some remodeling in your home or to go on vacation, but in terms of personal loans there are some companies with better benefits that we are going to analyze … Read more
We leave you some options to obtain financing for your business. For many business leaders, times of crisis are the ideal time to start a well-structured business. So if you think that now is your chance to seek financing for your business, then read on so you can learn some strategies. Achieving success is the … Read more
At Takecareofmoney we explain what the 60/40 investment strategy consists of and why it is not currently recommended due to the situation of the financial and bond markets in the US. In the world of investments in the United States, few strategies exist that are as common and used as the 60/40 rule, which consists … Read more
A new report has just found that female hosts on Airbnb earn less than male hosts in the United States. What’s behind? A curious finding has just been released a few days ago by a report by The Conversation newspaper , which determined that those women who rent their properties through Airbnb in the United … Read more
While there are no written rules that force homebuyers to need a mortgage pre-approval letter to make an offer on a home, in today’s competitive real estate market it becomes essential to move forward in the process. It is a kind of unwritten law to have a mortgage pre-approval letter to make a formal offer … Read more
The House Method portal presented a study where, among other results, it was found that in 48 of 50 US states, more than a third of their income is used to pay for housing, with an average of 52%. Buying a home in the United States is becoming a challenge, especially for those who want … Read more
While Freddie Mac notes that conventional 30-year mortgages hit 6.7%, other metrics suggest they’re already above 7%, adding hundreds of thousands of extra dollars to your home purchase. Mortgage rates continue to rise in the United States. The increases in interest rates by the Federal Reserve (Fed) have made a dent in the country’s financial … Read more
Different real estate experts agree that the current high mortgage rates will lead to house prices falling more and more by 2023; the Fed could continue to be aggressive with the rate hike. The impact of increases in interest rates by the Federal Reserve (Fed) are felt in every corner of the United States. The … Read more
There are at least four ways you can transfer money from Wells Fargo from Bank of America and at Take Care Of Money we are going to explain them to you. Wells Fargo and Bank of America are two of the largest and most important banks in the United States, so the action of transferring … Read more
If you are a Latino immigrant, don’t let structural barriers hinder your path to finance in the US. To help you, at Takecareofmoney we tell you the advantages and disadvantages of banks, as well as credit unions, so that you choose one to work with so that you achieve all your goals. There are many … Read more
PNC Bank is an American bank with more than 2,000 branches across the country. We tell you how you can find the closest branch to you. PNC Financial Services, better known as PNC Bank, is one of the financial institutions with a strong presence in the United States. It has some 2,629 branches in the … Read more
With the current fuel prices, many people ask themselves whether it would not be better to fill up with Super E10 petrol, which is 6 cents cheaper – instead of the classic Super (E5). Instead of up to 5 percent ethanol as in classic Super, E10 contains up to 10 percent of it. In this … Read more
Although cryptocurrencies were first conceived as a payment method, investing in cryptocurrencies has become one of the most popular investment alternatives in recent years. However, it is a financial asset that involves a lot of risk and that we must inform ourselves thoroughly before choosing them as an investment. In a nutshell Cryptocurrencies are a … Read more
Sending money from the United States to Mexico to be claimed by Elektra is possible through money providers that have an agreement with Elektra, such as: MoneyGram, Western Union, Remitly, Xoom and World Remit. We recommend using Remitly as a provider for your Elektra money transfers because it has better fees, an easy-to-use platform, and … Read more
The Toronto-Dominion Bank, better known as TD Bank, is one of the largest banks in the United States, with 1,100 branches and 700 ATMs. How to find the closest one to your location? TD Bank is one of the largest banks in the United States. Although not as popular as other institutions, TD Bank Group … Read more