The wage gap is worse than you think. According to the Institute for Women’s Policy Research, the annual income of women is 50% lower than that of men. This is not only because the formal sector sets higher wages for male workers, but also the short time available for women to devote to work. Without a doubt, this … Read more
The Housing Choice Voucher Program (a coupon distribution program designed to ensure more affordable housing), commonly known as “Section 8” (Section 8), is a federal assistance program of the Department of Housing and Urban Development (HUD) [Department of housing and urban development of the United States of America]. The program provides individuals and families with … Read more
Section 8 is a program offered by the Department of Housing and Urban Development, also known as HUD. Through HUD, low-income families obtain financial vouchers that offset the cost of renting or buying a home. To receive assistance from HUD, you must enrol in Section 8 housing through a local public housing agency (PHA). Contact … Read more
Section 8 in Los Angeles, is in charge of the Housing Authority of the City of Los Angeles. Program financing comes from the Department of Housing and Urban Development. These will pay a portion of the rent based on your income, directly to the owner, which reduces your overall housing burden. Even if you qualify, … Read more
Mortgage loans are a second mortgage on your home. If a person with a disability has the income to pay the loan, there should be no problem in obtaining a loan. However, if you feel that you need special help or that you are being discriminated against because you have a disability, there is help … Read more
The federal housing assistance program that people usually refer to as Section 8 is, officially, the Housing Choice Voucher Program. The program is administered by individual states and allows participants to allocate only 30% of their monthly income to pay rent. The local housing agency pays the owner the rest. To qualify for Section 8 … Read more
If your home has a low income, there are resources available to help you meet your basic needs, including housing. Many counties and major cities have a Housing Authority office that helps families and people in need to get in touch with available apartment units, public housing or subsidized housing. Low-income apartments can provide a … Read more
If you are willing to invest in real estate, you have probably considered buying single-family or multi-family homes. Although both are places to live, they are different in several ways. The differences between single-family and multi-family houses must be thoroughly studied before making the decision to invest in any type of property. This will help … Read more
If your vehicle is destroyed in an accident, your objective is probably to receive a large compensation from your insurance company so you can buy the best possible replacement vehicle. Unfortunately, the goal of the insurance company is to keep your payment as low as possible. If you think your insurer is not offering to … Read more
Companies hire insurance to pay for unexpected losses. If a company suffers a loss, it is at risk of losing customers, cash flow and profits every day if the business is not running. A variety of commercial insurance policies protect companies in the event of a loss to business ownership. If the company’s equipment is … Read more
Cheapest Way to Ship a Car Did you buy a car online and want the seller to send it to you at home? Your vehicle does not work and moving is imminent? Do you need to cross the ocean with your car? There are several reasons why you could use a vehicle transport service. To … Read more
If you are interested in starting a car rental company, you can buy a franchise program, select and buy cars individually for your business, or buy or rent a fleet. To compete with existing car rental companies, it is best to start with a specialized car rental company, if your area can sustain such a … Read more
You received your university degree and you find an amazing job; You look forward to those luxurious apartments and ask yourself, why not leave your student residence room or the small apartment you share with others? You can be a tenant in the place of your dreams if you opt for subletting. Just be careful … Read more
Some specialized and auto insurance companies offer comprehensive and crash coverage for motorcycles. These coverage pay for the repair or replacement of motorcycles involved in accidents, damaged by the weather or in a fire, vandalism or theft. If the cost of repairing a motorcycle is greater than its value or if it was stolen and … Read more
Write a lease termination letter at an important step in planning to move some rental property. Most commercial and residential tenants require that you send a formal letter of completion at least 30 days before the renewal date. Even if your contract does not require it, you should write a contract termination that highlights the … Read more
With the prices of airlines flying to the ceiling, more people than ever are turning to the car rental industry to meet their transportation needs. That means it could be a very lucrative activity for an aspiring entrepreneur. However, you can not only wake up one morning and open a business. You need to do … Read more
Do you want to take your family on an outdoor vacation without having to cook with smoke in the eyes and not sleep on the ground with cold and be hit when you turn? Do you want to enjoy the scenic beauty of the state and the national outdoor forest fields without having to fight … Read more
Being hit by an uninsured driver can be a nightmare if you are not covered yourself. There are basic steps to follow in any type of accident in which you are involved. If the person who hit you has no insurance at the time of the accident, then you may have to take additional measures … Read more
For some reason, you have decided that the relationship with your insurance company has come to an end. Whether you’re replacing your coverage with another insurance company or not, you’ll want to cancel your existing policy and get a refund for the premiums you’ve already paid. Whether you get a refund, and how much you … Read more
Whether it is a fire or an earthquake, or if you rent or own a home, it is possible that one day you will be affected by a natural disaster that could displace you and your loved ones. Surviving a disaster is the number one priority; But when the smoke clears and the waters recede, … Read more
Two types of coverage can protect you from the unexpected after buying a home. Home policies, which cover you for vandalism, theft and certain disasters, and a real estate guarantee plan, which pays for certain items in your home if they are broken. Home policies are required when you have a mortgage and it is … Read more
Perhaps you have wondered what will happen after the total loss has been declared for your car if you have not yet finished paying the loan for it. This is one of the biggest doubts that have arisen in the Secretariat of Mexican Mobility and in the respective insurers, because both owners and advisors on … Read more
Hull insurance is the insurance of the ship that covers the damage to a ship, its machinery and its equipment. According to United Marine Underwriters, it is the closest marine insurance equivalent to comprehensive collision car insurance. Like other products in the insurance market, coverage and deductibles vary by company, so read and compare insurance … Read more
In the insurance industry, a car is considered a total loss if the cost of the insurer to repair the damage equals 65% -75% of the cost of the vehicle. In this sense, you must decide if you want to continue and get the insurance check for a replacement, use the money to repair the … Read more
Whether you have little or a lot, you may find it difficult to replace all your belongings if they were damaged or suddenly stolen from your rented house. Even tenants who can afford to cover the cost of their lost possessions get renter’s insurance because it simply makes good financial sense. The renters insurance can … Read more
Going on vacation is a good way to take time for yourself and share with the family. The best way to take advantage of this time is to look for places where it is possible to participate in hobbies and other fun activities. A relaxed vacation can help clear your mind and recharge your energies. … Read more
FICA stands for the Federal Insurance Contributions Act. By federal law, each employer is required to withhold a certain portion of an employee’s wages and send it quarterly to the Internal Revenue Service which, in turn, places them in a government trust fund for retirement and insurance health when you retire, also known as Social … Read more
The value of replacement cost or simply replacement value is the amount of what it would cost an individual or company to replace or replace an asset with one equal or similar to market prices. We should not confuse the replacement value with the book value since the latter is the acquisition value of good … Read more
The insurance charge is not a new figure. In fact, it exists hundred of years ago because, with the rise of maritime and land trade, merchants realized that the merchandise was exposed to hundreds of dangers, from robberies to shipwreck. Of course, like all types of insurance, its conception has evolved to become one of … Read more
Transportation insurance is used when transporting goods from one place to another, often internationally. Because the nature of this insurance requires the cooperation of different states or countries, it is very difficult to regulate and standardize. Although policies vary among different countries, insurance companies and shipping types, basic transport insurance can be classified into a … Read more