Banks

Born from the merger between Bank of Toronto and The Dominion Bank, TD Bank was officially founded as it is known today in 1955. Its main headquarters are in Toronto, Canada, although it managed to establish itself in the United States in 2013, specifically in New Jersey. TD Bank’s reach in this country is concentrated … Read more

You can generate a spiraling good or bad history of your bank accounts that goes all the way to your credit report. It is known to many that having a checking or savings account does not affect the credit score itself, despite having to pay its expenses: fees, overdraft fees or even the charges for … Read more

Citibank has many advantages, in addition to exclusive offers on entertainment Citibank was founded in 1857 in New York and is one of the largest banks in the United States that not only has a presence in the American Union but also serves more than 110 million consumers with credit cards and other banking products … Read more

Wells Fargo offers a variety of options for all budgets Wells Fargo has been a traditional bank in the United States since its founding in 1852 by Henry Wells and William Fargo. It currently has more than 7,600 locations, 13,000 ATMs and a workforce of just over 260,000 employees, making it one of the largest … Read more

Chase is one of the most recognized banks in the United States If you live in the United States, even if you are a foreigner, it is essential that you have a bank account. A checking account makes it easy to pay bills, keep accurate financial records, provide proof of payment, and keep your money … Read more

These types of products are the most widely used as they are designed so that customers enjoy liquidity. At the time of joining the financial activity, it is essential to know what type of bank account to open in order to keep the money obtained safe and, above all, to take care of the fine … Read more

If you prove your residence in the United States you have an advantage to get your account Having a bank account in the United States is essential for any North American, but even if you are a foreigner and plan to spend a long period in the country, if you plan to move, you have … Read more

It is the customers who can put their own money at risk The current recession in the United States caused by COVID-19 has many people worried about their jobs, their income and even their bank accounts. The reality is that there is nothing to worry about as your money is absolutely safe in a bank. … Read more

The pandemic has caused many people to rethink savings issues With falling wages, lost jobs, a down economy, expired government benefits, and a virus that has brought the world to a standstill, there is hope within the country: with the COVID-19 pandemic, Americans have saved more money during this crisis than at any other time. … Read more

Don’t let any pandemic prevent you from starting to save. One of the great concerns that COVID-19 generated in the minds of millions of people when it became a reality in the United States was: what am I going to do now if I have no savings? Many Americans lamented not having saved enough, as … Read more

The savings account that will allow your children to go to university in the United States. It is better to save for college than to go into debt with a student loan. From the moment you decide to start a family and have a child, you must consider all the expenses that you are going … Read more

Although they are not high fees, over time they can be counted in thousands of dollars Checking bank accounts are one of the most used financial products by millions of Americans. However, there are also millions of people who lose money by mistake, carelessness or ignorance when handling these types of accounts. We present the … Read more

Do not be discouraged, the important thing is to start saving As part of the measures to face the presence of the coronavirus and its economic impact, the United States Federal Reserve reduced its interest rates to 0.25%. This means that large companies that request a loan from the government practically pay very little interest … Read more

In an environment of uncertainty such as that caused by the pandemic, it is a good time to start saving In times of uncertainty due to the global coronavirus crisis, it is important to take into account a series of precautionary measures that must invariably begin with creating a culture of saving in personal finances, … Read more

How to put in order the expenses made by the members of a household A good percentage of the income of the people who work in your house goes on purchases related to the home and family. However, actions can be taken to start a savings plan among the members of the family entity and … Read more

If you have a clear objective, you also clarify your process There are several articles about the importance of saving, putting aside your money to create an emergency fund, to take a trip, buy a house or just for anything else you want. But they never tell you the amount or how to achieve it. … Read more

Online banks usually have better returns than a physical one Until about a decade ago, when looking for the best options for savings accounts, one could only think of bank branches or financial entities that could offer this service. Now online banks are a reality and when it comes to performance they usually offer you … Read more

Clarity in your income and expenses is the solution One of the advantages of having a checking account is the convenience of having cash whenever you want through an ATM at your bank’s branch. But is it a good idea not to spend your money in a savings account? Many bank accounts used to receive … Read more

Encourage your child to start taking control of their own finances When children grow up, their needs change and they make their own decisions, much more so when they become teenagers. Outings with friends, the movies, meals at school and other expenses to enjoy your youth. If you don’t want your offspring constantly bothering you … Read more

You should look for accessibility and benefits that suit you Being able to withdraw your money whenever you want from the ATM of a branch of your financial institution in any state of the country and also having other services such as loans or savings accounts make a difference. So that you know what your … Read more

Depending on your goal, it should be your savings account If you have a regular job within a company or business, it is very safe to be paid by check, payroll or deposit as the case may be, for which you may manage a simple bank account with the management of a debit card that … Read more

Knowing this type of interest will save you from problems in your finances You may not be an expert on banking issues, but what you should clearly know to avoid getting into serious trouble is the meaning of an interest rate. What is an interest rate and why should it be low? Now we will … Read more

In addition to saving you can have other benefits Gone are the days when people kept their money under their mattresses. Modern times not only require a safer place to put your savings, but also the economic dynamics of the United States make it necessary for you to have an account to deposit your income, … Read more

Your personal interests will define what you prefer the most. To decide if a bank or a cooperative may be the best option for you, you must understand what the differences are between the two, even though they can offer you the same services: savings accounts, credit card and loans. Private Bank Like any private … Read more

Find out why reputation is good with banks You may like it very much that your mother speaks well of you, but it is also very important that the bank does too. That is why now we are going to tell you what type of information appears in your credit history and what they can … Read more

Know its advantages but above all its risks in case of not covering them. It happens to all of us. Suddenly an unforeseen event arises and it turns out that payday is a long way off. For many people, it is easy to use payday loans, which are short-term loans to be paid in full … Read more

You may not believe it, but if you have doubts about the possibility of opening a bank account as an immigrant in the United States, then pay attention to what you must do to achieve this important objective. Some banks or cooperatives can open a savings or checking account for you even if you do … Read more

If you are undocumented, don’t worry, here are some options that could help you If you need a bank account but you don’t have a social security number, don’t worry, because your desire to grow financially in the United States can come true. In these moments in which we all must take care of our … Read more

Overdraft fees occur when you try to give or pay more than you have in your checking account or card. The cost at Bank of America is $10 dollars per transaction Bank of America is one of the largest financial institutions in the United States. Its diversity of products makes it very attractive to millions … Read more