Much is made of the importance of cutting spending in retirement so that Social Security income and savings in retirement accounts last as long as possible. However, many retired workers are confident, because they consider that their consumption habits will not have a relevant impact in their later years. We want to show you how … Read more
An IRA (Individual Retirement Account) is a tax-advantaged investment tool that people use to set aside funds for retirement savings. There are several types of IRA accounts: Traditional IRAs Roth IRAs SEP IRAs SIMPLE IRAs Table of Content What is an IRA Understanding the IRA (Individual Retirement Account) Types of IRA accounts (Individual Retirement Account) … Read more
Walmart stands out as the cheapest option to receive this service An essential part in the maintenance of our vehicles lies in changing the oil around every 3,000 miles. The lubrication of the engine and its consequent better performance depend largely on the viscosity of the lubricant, since it prevents the friction of its parts … Read more
Taxable interest refers to income associated with an interest charge from positive economic and financial activities for the company. This implies two things, on the one hand, that the interests credited in favor in the accounting books are subject to subsequent taxes. This means that they do not represent a net profit until after declaring … Read more
It is relatively easy to make a bank transfer to a checking account at Chase Bank. In fact, according to the bank, it’s a matter of providing the source by making the transfer, the bank routing number, and the Chase account number the transfer will arrive at, and that’s all you need. This applies to … Read more
A budget item is an epigraph of a budget which carries out a forecast of income necessary to deal with expenses Planned for an exercise. In a simple way, it consists in calculating the expenses that are going to be incurred in a specific item of a budget and from this data, provide a series … Read more
Employers are often required by law to withhold federal income tax, Medicare tax, and Social Security tax from their employees from payroll checks. In addition, all states require you to deduct your taxes, with the exception of Alaska, Florida, Nevada, New Hampshire, South Dakota, Texas, Tennessee, Washington and Wyoming. As an employer, you must calculate … Read more
If you have applied for permanent residence in the United States or if you plan to do so, you may want to know how long it takes for the Green Card to arrive after the interview. In this article we will briefly review the most important points you should know if you want to live … Read more
Join the growing community of cord-cutters and start enjoying free TV at home. The television industry is one of the largest entertainment in the world. It is present in every home, office and even in public places; And that is why there is such a wide range of channels and cable TV providers that are … Read more
Know which are the best offers of these banks. Without a doubt, deciding in which bank we are going to open a checking account or in which we are going to deposit our trust so that it saves our savings can be a difficult decision. Since although banks provide the same financial services the benefits … Read more
Having a fast and cheap internet connection is possible. There are countless cheap internet plans in the market, but the speed and stability of the service is not the best. Since many times the monthly price of the service, it is directly linked to the speed and strength of the internet. Find out which internet … Read more
Running a small business requires the same entry and exit of a larger company, but on a much smaller scale. This includes the administrative and operating expenses necessary to make the business run efficiently and be profitable. Operating expenses are the costs necessary to build a product or create the services that a small business … Read more
Being a student in the United States is an experience. Coming to this country around your 20 years means accessing all your energy and inspiration at the best stage to absorb it all. Lucky! And since you have finished all the paperwork of your visa, you only have to enjoy! Well, enjoy everything you can … Read more
Many employees are faced with the problem of whether they should withdraw money from the 401k to pay large expenses. Investors may have to pay credit card debt, make an emergency purchase or avoid difficulties as defined by the Internal Revenue Service. There are several ways you can withdraw money from the 401k without penalty, … Read more
Form 1099-MISC is issued to individuals, trusts or companies to record earnings that result from income that does not come from employment. If during the fiscal year more than US $ 10 in royalties or US $ 600 in payments was obtained, the company that paid the money issues a 1099-MISC form to the recipient. … Read more
Withdrawing money from your checking account is a fairly simple process, and there are several ways to get money out of your account. As long as you have a withdrawal sheet, a blank check or a debit card, you will be able to withdraw money from your bank account. Enter your account number, your name … Read more
An overdue check is a check that has not been cashed within six months of the date it was issued. Some banks may pay checks even if they have passed the 180-day period, but they are not required to do so and may refuse to pay the check if they wish. If you have received … Read more
Occasionally you might encounter a broken dollar bill or other paper money in the same conditions. Unfortunately, you will never know if the employee of a store or a bank will accept it or not. However, if the ticket is in certain conditions, it might be possible. Otherwise, you can check it with a US … Read more
If you want to send a payment online to someone, you’re in luck. There are several options to move money online. Online money transfers have made life much easier in the past in recent years, and now you can pay to anyone you need without even leaving home. In order to make a payment to … Read more
Payment orders can be used to pay bills instead of using a personal check. They are sold in several places, such as the post office, WalMart, MoneyGram and Western Union. There are some times when you need to know if the money order has been charged, such as when the beneficiary has not received the … Read more
The PIN numbers of the gift cards are used to activate the card and make purchases with it. Depending on the type of card, the PIN number can be located on the back or front of the card under a scratch tag, or in an email, in the case of an electronic gift card. Turn … Read more
The authorization of a credit card is the process by which the card issuers approve, deny or refer credit card transactions that are presented to them for payment by a merchant. If the transaction is approved, an authorization code will be published. Approval The approval is based on the account statement of the holder. The … Read more
Although it is useful to have an ATM debit card handy, you may face a situation where you need cash from your bank account and you don’t have the card in sight. Fortunately, using the ATM card is not your only option when withdrawing funds from your savings or checking accounts. Give the cashier your … Read more
There are times when paying by check is the only payment option available to meet a requirement. It is also possible that for one reason or another you do not have the money in mind to make the payment. In these cases it is often common to use what is known as a postdated check. … Read more
Banamex is a subsidiary of Citibank, which offers banking services for individuals and businesses that do business in the United States and Mexico. As such, the system of sending money to a Banamex account is no different than any other American bank. Sending money to Banamex is a quick process that does not involve any … Read more
As long as you have the tracking number of a package sent, you will not need the sender’s information to track the progress of the shipment. With a tracking number, you can visit the shipping company’s website and use it to find out when the package was shipped, where it is located, where it has … Read more
MoneyGram does not accept PayPal as a preferred payment option, but there is a simple solution, as long as you have a PayPal debit card. You can usually request and receive a debit card linked to your PayPal account in 4 to 6 business days. If you already have it, you must enter the MasterCard … Read more
Sending money through the mail is not always a good idea. The money can be removed from the envelope (or the letter could disappear altogether). That is why sending money (if you must send it) through small package carriers such as FedEx is safer. The money placed in a package is no different than other … Read more
After you sent a money transfer with Western Union, you find that you have to change the recipient’s name. You can do this while the transfer has not been paid to the original recipient. Gather the following information from the documents you received when you requested the money transfer: the transfer control number, the name … Read more
MoneyGram offers services such as money orders, bill payments, money transfers and has more than 180,000 agents in 190 countries. The company also offers options such as electronic payment, ATM payments and disbursement payments. MoneyGram also offers tracking services if your order has been lost, stolen, damaged or you simply need to verify the information. … Read more