Many of us use credit cards and we don’t know how they really work, what the numbers mean on plastic. And the real problem comes when the name of the bank printed on the back of the card begins to disappear and then we forget which is the issuing bank, or in the worst case, … Read more
The use of credit cards has become almost ubiquitous. Consumers use credit cards at service stations and supermarkets, make online purchases and confirm the information by phone. Many customers are familiar with mentioning or writing the 16 digits of their card, but many vendors today request another number, the three-digit code on the back of … Read more
Theft of debit cards creates all kinds of concerns. In addition to losing money, a stolen debit card leaves you vulnerable to identity theft, which can have deeper consequences. If the thief is caught, you have every right to seek justice before the law. However, decisions about legal action may not be only in your … Read more
When a person is a victim of theft or robbery they usually take away their wallet and there they go, in addition to their personal identification documents (passport, social security, driver’s license …), their credit and debit card, which can mean a much greater economic loss, especially in the case of credit cards because the … Read more
Overview of Banks in the UK The British banking system has a long history dating back to 1694 when the Bank of England was founded. Since then, many bank houses appeared in the British market and became powerful financial institutions. According to market value, HSBC was at the top of the list of British banks … Read more
In the United States there are a total of 7,836 national banks, supervised by the Federal Reserve (Fed), as can be seen on the FFIEC website. All are covered by federal insurance of up to $ 250,000 for each deposit. These banks, like all financial institutions in the United States, have a rating based on … Read more
The main function of a bank or banking in general, is financial intermediation. That is, take money from people or excess entities, known as investors or savers and place it in the hands of people or deficit agents known as borrowers, under different financial instruments and in exchange for a “spread” or differential by intermediation … Read more
Sponsors finance private and public events, but the benefits are not executed in a way. A sponsor gives you their money for the event to put their business name publicly, create brand awareness and expand their customer base. In summary, there must be a mutually beneficial relationship for a sponsor to join your event. To … Read more
Sponsorships are requested in many different circumstances. Schools, sports teams and individuals ask companies and others to sponsor their activities. When a company decides to be a sponsor, the person agrees to announce the name of the company in exchange for the donation of goods, services or money from their sponsor. If you are trying … Read more
The race cars are covered with logos, and golfers wear suits adorned with brands, all with the name of the sponsor. Sponsors often provide materials or services at little or no cost to participants in a wide range of activities. However, you do not always have to be a professional to get sponsorships. Whether you’re … Read more
Many of us dream of owning our own business someday. One way to do this is to resell various products and solutions for cell phones from service providers such as AT & T, T-Mobile, Verizon and Sprint. As a cell phone distributor, you will earn monthly commissions from individual or business clients that you activate … Read more
Providing care for the elderly at home can be a lucrative business for an entrepreneur with experience in the health care of the elderly. The Department of Labor and Statistics of the United States registered an average salary of US$ 83,000 per year for a health care provider for the elderly or disabled in the … Read more
It may not be the most glamorous of industries, but the portable bathroom business can be a lucrative business. It is a service industry that requires personnel to deliver, recover and empty systems that are rented by customers. It will be necessary an education in the industry, financing, obtaining equipment, a place of elimination, and … Read more
According to Entrepreneur magazine, despite the difficult economic times between 2002 and 2005, beauty salons and spas experienced an increase in their total income. Part of this increase may be because the classrooms offer customers something they need regularly and can not reproduce at home: haircuts and professional care. If you want to start your … Read more
The working hours of employees are not the same in all countries, not even within the country itself, where they can vary greatly depending on the union in which we work and the collective agreement that our company has. For what documentation, we probably need to know not only our daily work, but our annual … Read more
What is Flexible Organization It is defined that something is flexible when it has the capacity to change or adapt to external conditions. Moving this idea to the scope of organizations, flexibility refers to the ability of an organization to respond effectively to a competitive environment, environment in constant change and evolution, while maintaining or … Read more
The biggest myths about sex The sexuality is one of the topics that most interest aroused, but much of the information we handle not always match reality. Concerned about the deficient sexual information that young people receive from their closest environment, we will explain some of these false myths and beliefs that we continue to … Read more
Owning a small bakery can require a significant investment of time and capital, but it can also be a good way to earn money every month. If you plan to start in this type of business, you have surely asked yourself: What is the monthly income of Bakery owner? The bakery allow flexible growth options … Read more
The Haiti Hope Project The Haiti Hope Project was a five-year, $ 9.5 million partnership between companies, multilateral development institutions, the US government. and nonprofit organizations, designed to create opportunities for mango farmers and their families. Context Once known as “the Pearl of the Antilles”, throughout its history Haiti has been an important exporter of coffee, … Read more
An employment contract can take the form of a traditional written agreement signed and accepted by the employer and employee. The Forbes .com site describes the 10 most important contract types for small and growing companies. Often, employment agreements are “implicit” in verbal statements or actions taken by parties, described through company memoranda, employee handbooks or … Read more
A bi-weekly salary is an amount of money that a worker receives every 2 weeks in his paycheck. Many employers pay workers every 2 weeks because it is a convenient way for them to do business. It is important that you can calculate your biweekly salary, so you can make your budget and pay your … Read more
Many people know programs in which their bank offers biweekly payments instead of monthly payments for mortgages or other loans. This option usually sounds attractive since it saves the borrower money and makes the loan pay faster. Understanding how to calculate payments and how it works is simple. Use a biweekly calculator online (see Resources) … Read more
Semi-monthly Pay is also known as Bimonthly payment It is common to make the simple mistake of confusing the biweekly payment with a bi-monthly schedule. Some people erroneously use the two terms interchangeably, but they are different. Whether you are looking at the situation from the perspective of the employer or the employee, both methods … Read more
In the calculation of the premium of any insurance come into play, as a minimum, the following elements: Probability of the occurrence of the insurance event and its greater or lesser severity: the greater the probability that the risk will be transformed into a loss and the more serious its consequences, the higher the amount … Read more
In statistics, the Probability Distributions is the square root of the variance; It is a way to show how the data vary or how it is organized in a distribution. The Probability Distributions indicates how much of the data is within a certain area. A Probability Distributions can be difficult to calculate by hand since … Read more
The inventory rotation is the relationship between the cost of goods sold and the average inventory valued at a cost in a certain period. A simple example: Cost of goods sold during 2019 = $ 24,000,000. Average inventory 2019 = $ 6,000,000. Then, the turnover of the inventory in 2019 was 24,000,000 / 6,000,000 = … Read more
When the slightest possibility of Bad Business Communication of a brand is detected, it is important to control the situation and intervene at the moment. And for this we must bear in mind that the elements that affect the reputation of a company on the Internet are, on the one hand, all the conversations that … Read more
Having efficient teams in each department of our company is necessary but it is also necessary for each of these teams to have a global vision of the company and, therefore, of the rest of existing departments in the organization. Interdepartmental Relationship When representing the internal structure of an organization, the most used resource is … Read more
The activation of debit card before use is a fundamental step. It is a procedure that begins when the user is given the plastic and the key or PIN, indicating the bank executive or the brochure that accompanies the card, if he has received it by mail, that the activation process will be completed in … Read more
What is financial accounting? The financial accounting conform all procedures that collect, classify, record and account for all financial operations of the company. The accounting reports allow you to make decisions about your business, hence the importance of preparing them with objective and real information. In addition, they are also a tool for potential investors … Read more