New version of the Social Security website launched: what changed

New version of the Social Security website launched

From now on, all users who are registered on the Social Security Administration (SSA) website will see aA different digital page, more sophisticated and with a new design. The idea is to make it easier to use and for users to navigate without having to spend hours finding the links with the information they are … Read more

Simple and compound interest, main differences

Interest is defined as the cost of borrowing money, such as interest charged on the balance of a loan. But not only that, because when you talk about interest, you may also be referring to the rates that a bank pays the investor for the money that he has deposited in his financial institution. Did … Read more

Gold price currently in USD – Gold rate today

Gold price currently in US Dollars – Gold Rate Today Gold Price Chart Why invest in gold? Main advantages Although gold is no longer a primary form of currency in the developed world, it is still a popular investment for the following reasons: Liquidity. Physical gold gives you a fully liquid asset as it can … Read more

4 Best Places to Buy Money Orders in the United States

Best Places to Buy Money Orders in the United States

Where to buy money orders as one of the safest methods to send money. Money Orders or money orders have a long history in the United States, exactly since 1863 and were made by the postal service, at the time it was a safe way to send cash according to the history reviewed by the … Read more

What will Social Security look like in 2035?

What will Social Security look like in 2035

The year 2035 represents, at least for now, a major change for everyone who receives income from the Social Security Administration (SSA). This year marks the date, according to the latest estimates, when the benefits can only be paid at 80%, and not 100%, as has been done up to now. And it is that, … Read more

Social Security: Three rules that will affect retirement in 2023

Social Security: Three rules that will affect retirement in 2023

With the arrival of 2023, some important changes will come into force, especially in terms of retirement benefits. How will they impact your pocket? In Takecareofmoney.com we are going to explain it to you in a little more detail. Whether you’re currently collecting benefits or working and contributing directly to the Social Security Administration (SSA), … Read more

Social Security: when will the offices be closed these holidays

Social Security: when will the offices be closed these holidays

Because the Social Security Administration (SSA) is a government institution, your local offices comply with the rule of federal holidays for the rest of your workers. Although we are approaching the December holidays, do you know what days they will be closed? During this 2022, the offices of the Social Security Administration (SSA) had 10 … Read more

Best places to get money orders near me

Money Orders are a safe way to grant money. Works like a personal check, only it’s not tied to your bank account A Money Order is a secure way to give someone money. It works like a personal check, but the difference is that it’s not tied to your bank account. It is the way … Read more

How to find ATMs that do not charge you extra fees in the US

So that an ATM does not charge you any extra charges, you must use the one of your financial institution or one that is part of the network. Although people can spend in most places with a card, either credit or debit, there are certain places that do or do need to be loaded with … Read more

Having an online bank account is a good idea in the United States, except for cash deposits

Although online banks continue to gain ground in the preferences of American consumers, especially because they have greater advantages, traditional banks beat them in one fundamental respect. Online banks have come to revolutionize what a bank should offer you. Convenience, high yields on savings accounts, cheaper commissions, among other aspects, have made many consumers prefer … Read more

How to communicate with TD Bank

TD Bank is one of the banks that offers to serve you in several languages, in addition to English, and one of them is Spanish. We tell you how you can contact them in this way. TD Bank is a national bank of the United States, whose subsidiary is the multinational TD Banck Group. Its … Read more

Multimodal Transport: What is it and what does it consist of?

Multimodal transport is the articulation between different modes of transport, in order to carry out more quickly and efficiently the transshipment operations of materials and goods. Multimodal Transport is understood as the transfer of goods from their origin to their destination using more than one means of transport (land, sea, river, air) at an international … Read more

SWIFT Code: What is it? What is it for?

If you have or manage a company, you will know that bank codes are a really important factor, especially for people and employees who work in financial or administrative departments, since they use them on a daily basis in their operations. In the case of SMEs, they often do not have a professional department or … Read more

How and when to transfer a pension plan?

Transferring a pension plan from one bank to another is a simple procedure that does not entail any associated management costs: it is free by law. As for the best time to make the transfer, it will depend on the profitability, the conditions of the long-term contract or if there are ties such as the … Read more

Mortgage simulator: calculate your mortgage payment

When applying for and signing a mortgage, it is important to take into account several issues : the main requirements to apply for it, the type of mortgage that best suits us or the cost that assuming a mortgage loan will entail for our pocket. For all this, it is essential to calculate the corresponding … Read more

What happens if my home does not have home insurance?

Is it mandatory to have home insurance? This is, possibly, a question that you have asked yourself at some time and its answer is not definitive. From the outset, it is not mandatory to have home insurance, but it is very convenient and even necessary. It is perfectly possible to own a house and not … Read more

What are bonds? Types of bonds and how to invest

If you are interested in investing in the Stock Market, it is important that you know the bonds and what advantages they offer you. As an investor, you should seek a well-diversified investment portfolio, where you achieve a balance between stocks or variable-income investments and bonds or fixed-income investments. This way you can ride out … Read more

What is CCC, and what is it used for?

The customer account code (CCC) is an unrepeatable twenty-digit number that is assigned to savings accounts, current accounts and other financial products, individually. Código Cuenta Cliente (CCC) is a unique account code used by Spanish banks to identify their customers. It is the DNI of the bank account and is used by the rest of … Read more

Differences between transfer and bank transfer

The movements of money between accounts are one of the most common and requested operations in banking entities. And in a field as specialized as banking, it is very common to use different terms as synonyms when in fact they are not. This is what happens with transfer and bank transfer . Do you want … Read more

Which banks in the US charge fees for wire transfers

Chase is one of the banks that charge you for wire transfers

The fees a bank charges you to make a transfer can vary. In Takecareofmoney.com we tell you which banks charge them and how much the fees are. It is very common, indeed, we could say that it is everyday that we want to make a bank transfer. And these are not always made between the same banks. Some … Read more

Tips to understand the water bill

Are you one of those who only look at the total figure on the water bill ? Knowing the different rates that apply and learning how to consult the water bill will allow you to know what each amount of your bill is used for, detect the reason for possible increases and find ways to … Read more

What are the social security payment days?

If you are on sick leave for any reason, you will be interested in knowing what the social security payment days are. In this post we will solve your doubts! We will analyze the different types of sick leave contemplated by social security and the main characteristics of each one, with a focus on pay … Read more

8 Places where you can sell your used furniture

Selling your used furniture may be easier than you thought

If you have some furniture in your house that you no longer want and is in good condition, you can sell it online and get some money. Here, a list of websites where you can sell -and buy, if applicable- second-hand furniture. One of the realities of every home is that the furniture that was … Read more

Which banks in Mexico have branches in the United States

Santander is a Spanish bank that has branches in Mexico and the United States

Are you a Mexican who plans to go to the United States for a long time? This information will interest you so that you know which bank account to open before traveling and carry your money with you. Suppose you are Mexican who has money that you would like to “cross” the border easily and … Read more

America’s Top 5 National Banks

United States has a diverse range of safe banks where you can put your money

Their strength in assets, number of branches and types of products are some of the characteristics that make some banks better than others. We show you the 5 best national companies in the US. Your money is one of the most important possessions of your entire life. Regardless of the amount, every penny you have … Read more

How the Walmart MoneyCard works, the prepaid card with which you can get up to $75 dollars in bonuses

Walmart card is a savings alternative for the store

This consumption tool allows better control of expenses with rewards of 3% in online purchases, 2% in store gas stations and 1% in branches, as well as in the generation of interest. Among the financial proposals offered by the Walmart supermarket chain is the option of its prepaid card called MoneyCard, which grants special benefits … Read more